Can I schedule a recurring bank transfer?

Yes. Schedule a transfer to a Nigerian bank account or to another kolect user, once or weekly, bi-weekly or monthly.

Which bills can I schedule?

Airtime, data, electricity and cable TV. You can pay a fixed amount or the actual bill amount each time.

What happens if my wallet does not have enough money?

The run is marked as missed with the reason, and you can retry it. Auto-pay needs sufficient funds and is still subject to payment processing. After repeated misses the schedule pauses until you resume it.

Can I get a reminder instead of auto-pay?

Yes. Choose a reminder, auto-pay, or both, and get reminded three days before, one day before, or on the morning of the payment.

Schedule transfers and bills, then stop remembering them

Rent to your landlord, data every month, your share of the estate levy: set a payment up once on kolect and choose whether it pays itself or reminds you first. Everything you owe, personal or group, lands on one schedule.

Q1 2027

Set it and forget it

✓Transfers, bills, group dues
✓Weekly or monthly
✓Reminder or auto-pay
✓All on one timeline

kolect

What you can schedule

Schedule a transfer to a Nigerian bank account or to another kolect user, a bill payment for airtime, data, electricity or cable TV, or your contribution to a group. Group contributions follow the group’s own amount and dates, so you never pay the wrong figure.

Weekly, bi-weekly, monthly or once

Pick the frequency that matches the bill. Use a fixed amount, or for bills, pay the actual bill amount each time.

Auto-pay, a reminder, or both

Let kolect pay automatically from your wallet, get a reminder three days before, the day before or that morning, or have both. Reminder-only schedules come with a pay button, and you can mark a payment as paid if you settled it another way.

Nothing fails silently

If a run misses, say there was not enough in your wallet, the schedule tells you why and you can retry it. After repeated misses a schedule pauses itself instead of failing again and again, and resumes when you say so, with your PIN.

One timeline for everything you owe

Scheduled payments, group dues and personal debts sit on the same schedule, grouped into overdue, this week, the next two weeks and later.

How it works.

Choose what to pay

A transfer, a bill, or a group contribution.

Set how often

Once, weekly, bi-weekly or monthly, and the amount.

Pick auto-pay or reminders

kolect handles the date, you keep control.

Questions, answered.

Anything else? Write to hello@getkolect.com.

Can I schedule a recurring bank transfer?: Yes. Schedule a transfer to a Nigerian bank account or to another kolect user, once or weekly, bi-weekly or monthly.
Which bills can I schedule?: Airtime, data, electricity and cable TV. You can pay a fixed amount or the actual bill amount each time.
What happens if my wallet does not have enough money?: The run is marked as missed with the reason, and you can retry it. Auto-pay needs sufficient funds and is still subject to payment processing. After repeated misses the schedule pauses until you resume it.
Can I get a reminder instead of auto-pay?: Yes. Choose a reminder, auto-pay, or both, and get reminded three days before, one day before, or on the morning of the payment.